I left Cape Town and have permanently relocated back to Zambia

I left Cape Town on June 9 2013, after spending a total of 861 days. It feels good to be back home, however, I anticipate the road ahead will be long and hard… re-integration is already proving hard –day 7 in the small mining town of Mufulira, Zambia and bandwidth is already top on the list of things I’ve had to grapple with. It’s expensive and DAMN slow. I saw this coming though… Continue reading “I left Cape Town and have permanently relocated back to Zambia”

Banks Market Share in Zambia

I got my hands on some really interest data a couple of weeks back and decided to compile the information and publish it, just in case someone out there finds it useful. And for the record NO! I am not planning to open a bank of my own –well, at least that thought hasn’t crossed my mind yet 😉 I have never quite been interested in the banking sector, not until more and more of them kept coming to Zambia. Continue reading “Banks Market Share in Zambia”

Pay as You Earn Calculator – Zambia

Update (August 8, 2019): (1) New NAPSA ceiling is ZMW 1073.80. (2) Tax bands remain unchanged (see ZRA 2019 Practice Notes).

There has been a lot of hype [1, 2, 3] about Zambia’s supposedly “Pro-Poor” 2012 budget… and rightfully so –it is perhaps the one most significant piece of evidence linking the Patriotic Front [4] to their Socialist agenda. The one thing everyone seems to be talking about though is the new PAYE Tax bands; and effective April 1, 2012 the new personal tax rates in Zambia be as depicted in table below. Continue reading “Pay as You Earn Calculator – Zambia”